Can you have the tenants pay part of the utilities by instituting Ratio Utility Billing (Rubs), great way to have tenants pay for utility expense.  

Because as soon as you refi with an institution, it is going to appear on your credit score, impinging on your ability to do further deals.Some icing on the cake, depending on how well you know the couple, and how old they are - You could ask them to take out a life policy on their lives, that will cover the capital on the loans should they die - The surviving spouse is guaranteed of getting the capital back, and you will have a windfall that can be used as a nice deposit for something else.

I am Shannon, new to the real estate community, looking to learn and understand from the Web of resourceful, participants in the game of real estate.

In order to make up for my military training/drills my employer allows me to participate with units on the base I am at, I also take my R&R's to conduct additional training with my unit.    

If you are still employed with the company that setup the 401k you are participating in, you very often cannot transfer the funds out.

Simplifying language is about more than conveying information to tenants, it is about increasing accessibility to a legal system in which they have every right to participate.”Opponents of the bill say it will drive small landlords out of the business and make the housing crisis worse.

I am a student at Rochester Institute of Technology and plan to attend school while also working as a real estate agent in the area. 

Should I keep the sellers engaged, and bring in one or more partners to participate in the deal?

Where I'm confused is whether me structuring a deal to acquire a property from a seller facing foreclosure is me servicing myself and setting up a deal for myself or me providing help to seller simply because they receive benefits from participating in the deal.

I have the ability to fund this now at a basic level but with full participation we can attend events and conferences like Pitbull and AAPL as a sponsor which gives us credibility and access to hedge fund level players and fund managers not just Accredited Investors.We will have a servicing company to handle the loans after closing.