First, any hard money lender that verifies your analysis and confirms your numbers will have no issue lending to complete the deal.

I currently own a kitchen and bath design company but am looking for more financial freedom.

Confirm with your lender and agent, though. 

Obligo confirms their accounts and approves them, then charges then $15 a month while promising to cover up to $1,600 for any claims I file.Rhino is another option, more like an insurance policy.

I would check with your financial institutions to confirm their seasoning requirements.

In a properly-designed, maximum over-funded life insurance policy, the cash value should be approximately 85% of the first year premium.

How do I confirm that the animals are in fact service animals? 

https://www.warreninspect.com/Warren Engineering is one of the largest inspection companies in town.I've also heard of Comfort Living Home Inspections, Kevin White. p. 585-802-6386I know someone with expertise in structural inspections and design if you ever need that specialty.

"The dog is not considered a service animal until it's designated as such.

Engineers focus on systems and design, calcs, and safety measures for the most part.the folks above are correct in that the rules should be somewhat similar.