Most charts I've seen does have an "optimal" time to sell as 5-10 years in, although that's taking a lot of assumptions in the calculations. 

An interesting analysis showing by city, the last year you could purchase a home at its current median price.http://www.realestateconsulting.com/content/USBMI-201108According to these charts, the last time Los Angeles housing was at its current median price was 2003.

You can model the precise results using The Mortgage Professor's tool here:Refinancing One FRM Into Another FRMThe decision depends a lot on your time horizon, but you will likely benefit in about a year.

But I think you'll find many investors who have done precisely this without any problems.

I am way to picky & precise to simply put out a flip that is half way done because I had to spend so much fixing the soil line.

Gabe, precisely correct from what I understand.  

You may want to check out this chart that compares an IRA with a 401k.

I used Precision Windows in McKinney, TX for my personal residence and was happy with them.

You can pay for a Gucci product with lots of charts and colors...honestly the default income it spots out for free is probably ballpark.

The value is the precise reason I am looking out of state.Thanks.