Most of you may not know me, so here is a quick backround:I am 22 years old and just purchased my first home at the beginning of 2016 (Our current residence) with my older brother.We financed through FHA at 3.8%, and a monthly PMI of $260 for the life of the loan (versus a conventional where it drops off at 20% equity)We want to refinance out of FHA as soon as possible.

So even if the Rate moves up dramatically, and we have seen it in the 80s where we had double digit rates, this will definitely put a strain on anyone with Variable Rates versus fixed.What I have been contemplating is that most newbie Investors maybe using Variable Rates to increase the Cashflow versus fixed Rate mortgages.

@Franky MaslimIf you build a good relationship with a banker they will only run your credit annually versus every time.  

After researching different strategies, it seems my best option (open for discussion) is getting into multi family properties versus single families (my original goal strategy).

You could add any passive syndication to the crowdfunding that you mention above.Passive versus active are both good options and some investors do both.  

In your case, even the difference between putting "Nj" versus "new jersey" could cost you some replies!

I'm assuming they compare offers based on a few criteria, final amount, cash versus financed, buyer background, property intent etc.I'm trying to figure out how differently financed purchases would measure up against each other as I naively assumed the seller gets the same amount.

One of the things that is a little worry that I have is the effects of several rental units versus single family homes.  

For example if you have a 15 year lease primary term with annual rent escalations versus blocked rent going up every 3 to 5 years it is more valuable.

Impressive Account Closed - Makes me want to attempt a flip even more versus just doing buy & hold rentals.