To find and coordinate different vendors for different tasks and trusting it will get done, then not having the time to deal with what comes when a repair or service goes wrong.

I like my landlord just fine and there are zero issues on either side concerning payments, repairs, upkeep/cleaning, or anything else.

It does state that is for non-payment.

Compared to the previous option, you have to put 1% more towards the down payment and pay another 0.25 in points.

At this point I have enough saved up for a down payment and I am starting the process of acquiring financing through the investor-friendly lender tool on BP.

Just save up enough until you have a down payment.

I guess I trusted him.

A newer tenant (lives in efficiency unit) is displeased with this set up and is voicing this after notifying them of the first utility payment bill.

Check out a Fannie Mae Homestyle loan, it seems like the solution you need.I would look at a 30 YR fixed typically .375-.5% higher than average conventional rates depending on on your down payment. 

You just need to work with the lender and show that you can afford a down payment and the monthly payments.