@Craig Curelop I have thought about doing the "live in flip method".

I've finally got my desired niche picked as multi-family units and methods I want to use (thanks bigger pockets podcast for all the ideas) and ready to set sail and this real estate adventure. 

Aside from the student loans (a separate little loan from every quarter or semester) I used the snowball method like Dave Ramsey teaches.

Or just go with the SFH method and rent out rooms if you don't mind roommates. 

I am having a little bit of trouble refinancing a property I own and hoping someone has run into this before.I invested in an over/under duplex 2 years ago and did the BRRRR method.

The method I mentioned will work.

I work and live in Chicago in a rapidly gentrifying neighborhood and my biggest concern is that so many people who live here, are not in a position or perceive they are not to take advantage of the changes. 

Additionally your tenants should be reporting the dogs for barking.I would not hesitate to report the situation to authorities, dogs are a serious concern.

As far as the FHA 203(k) loan is concerned it's a decent loan but the conventional renovation loan will beat it out by a mile. 

The problem I’m seeing is that there are a lot of single family homes on the market that could be good prospective deals but since there is a surplus I’m concerned about vacancy.