There is a gal across the street from my current flip in Denver that just built a new "accessory dwelling unit."

Bedfordwww.bedfordoh.govInterior POS: YesExterior POS: YesInspection Fee: Varies from $50 for single-family dwelling plus $25 for each additional rental unit; Commercial buildings are minimum of $75 and maximum of $200 Re-inspection Fee: Same as original FeesEscrow: An amount not less than $100 and equal to 150% of the estimated cost of repairs for outstanding violations.Estimate must be provided by a company registered with the City of Bedford.Bedford Heightswww.bedfordheights.govInterior POS: YesExterior POS: YesInspection Fee: $125.Re-inspection Fee: N/ABereawww.bereaohio.govInterior POS: NoExterior POS: YesInspection Fee: $75Re-inspection Fee: $75.Escrow: At the request of the owner of the property or his agent, the City may issue a letter or other document signed and dated by a Building Department Official stating that some, but not all, of the violations listed on a specific Certificate of Exterior Inspection have been completed to the City

Tenant B has NOT lived in a multi family dwelling beforeSpoke to tenant C who said she takes her shoes off in the house - she weighs 106, and it's just she and her son.

The rent calculation they are presenting includes the alternative dwellings on the property and not just the duplex.

Assuming that the Rental is a 1 – 4 family house (not in the rehab process) the policy you want is a Dwelling Fire Policy (individual companies may call it something different ie Landlord policy).Some of the things you need to insure:- Liability (I recommend maxing this - $500,000 is max in most of our carriers but some go to $1mm)- Medical Payments (Pays w/out determining fault - most carriers will max out at $5,000 but some go higher) - Building (Look for "Special Form" coverage and Replacement Cost.)- Contents(for the contents you include in the rental such as Appliances, Funiture, etc.)Look for "Special Form" & Replacement Cost as well for Contents - Loss or Rents/Business Income (limit should be greater than your 12 mos. of rental income)- Loss Assessment (if you are in a homeowners association you should look at this coverage)The things to watch out for/avoid from an Insurance perspective are:1.

In researching R-7.5 I see that "These districts are established as areas in which the principal use of land is for single-family dwellings, both attached (R-10, R-7.5, and R-6) and detached (all districts)."

When renting it, the downside is that if your tenant stops paying rent then your cashflow stops.Duplex, Triple, Quadplex - These are powerful investments since you have multiple dwelling units.

Residents don't want cute craftsman homes knocked down to build Dwell boxes.  

When building a new home my town requires the dwelling have 40 feet in front 40 in the back and 15 on each side. 

For the majority of my clients around Pittsburgh, Philadelphia Contributionship seems to be the most competitive for individual landlord dwelling policies.