terms make it a little more attractive, but we all saw 30%+ equity disappear overnight when the bubble burst in 2007, and that makes us cautious. 

Use leverage but use it cautiously.

So you would need to be cautious with who you invest with.

I'd definitely be cautious, but best of luck to you! 

@Bruce Bennett It's great that you're being cautious when researching DSCR lenders!

Hi there,As a first-time landlord in NYC, it's great that you're being cautious about this.

MISTAKE #2 - Against my wife's cautious advice, I started work on all three rather than one at a time. 

This can extend timelines and add layers of bureaucracy.Mission alignment: Many non-profits are cautious about selling assets if the sale could appear misaligned with their mission.

They cut out all but the best locations and were way more cautious.

If you’re using leverage, be extra cautious with your underwriting to ensure the deal still works at today’s rates.Economic Uncertainty: Inflation, potential recessions, or shifts in demand could affect rents, vacancy rates, and property values in some markets.Increased Operating Costs: Rising insurance premiums, property taxes, and maintenance costs can cut into profit margins, particularly for buy-and-hold investments.Regulatory Risks: Some areas are increasing restrictions on landlords, particularly short-term rentals.