While I was waiting I went around the block and graded a guys front yard that stopped by , a quick $ 600 for 2 hours work with the tractor . 

have a borrower who doesn't have insurance and is way behind on payments.

However, a contractor stopped by to do some other work in the apartment and told us that if he was us, he never would have allowed it, she is parked right by the garage where it charges overnight and he told me that if this Chevy Bolt catches fire our house will burn down and we are liable for car and everything.

Liz.Take each deal with tenants in them one at a time and budget for an eviction.Some of these tenants may not be as great as you think.They may destroy your property or stop paying rent if they find out there is a new owner. 

When someone takes out a loan secured by a property the borrower gives the lender a "deed of trust". 

When they stop paying you can not collect any money owed and they will milk the system to the limit.

Not to mention your husband will still be using it as his primary residence until he deploys which is another exceptable reason to stop using it as your primary residence. 

The roofing company came out at least 3 times (about every month) to do repairs and leak never stopped. 

However, my personal opinion on borrowing anything, in this case the heloc, is that you should have a clear plan in place to pay it back.

You can bypass that limitation by establishing a commercial loan and consolidating all the loans into one larger (portfolio) loan.In summary, find a property with positive cash flow and don’t let "limitations" stop you from building your rental portfolio because there is usually a work around.