Cass,I wouldn't consider myself an "expert" but I am up for it and have a broker that teaches classes on Short Sales that would be over my shoulder throughout the whole process.

With HVAC they may not allow it, unless you are certified with refrigerants.  

I'm no expert, but your assumptions are pretty close.  

I am far from being an expert... maybe seek the advice of Aaron Mazzrillo since he works out of Riverside.He was on one of the podcasts. 

Take care in seeking expert advice in the forums and you should always start out consulting a local lawyer, some things are unique to your location that others won't have a clue about.

Being from Canada by way of California, I got my feet back in as a writer, having been a journalist, and learned all I could about the US market, making experts of various agents, lenders and multinationals investor organizations through ghost writing.

I know the guidelines are always changing, so thought I'd reach out to the financing/mortgage experts. 

We are QuickBooks certified consultants with a niche real estate and property management industry.

Not an expert on Texas but I just pulled my file on the last two I funded in Houston and they went through Fidelity title   Not an attorney

I'm applying for a Long Form permit for one of my properties & the city of Boston requires a certified plot plan.