Account Closed oh I'm aware...it never ceases to amaze me...

Generally more, however this accounts for any unexpected bills or situations that arise during this time.

It only created a problem when I had to contact the mortgage company with questions regarding our account.  

If it was a SFH, then no problem , but given your situation, there could be too much liability in that approach.I own a condo and our annual inspection and treatments are covered under the HOA fees.

My logic is to offer them more of a return that they are getting with thier money in a savings account for the year.   

Account Closed Im looking for value add single and  multi family properties for BRRRR rentals.

The primary typical Team members are Attornies, real estate Agents, COA's (or accountants), Inspectors, General Contractors, and Handymen.  

It would probably be a better idea to come in closer to $420k in case there are things you missed/forgot to account for.

US accountant  to file my 1040NR  2015 tax return .Any suggestions?

Besides, know all the numbers of such property, these are (see the Capital Letters to familiarize with RE acronyms)our Debt-Coverage-Ratio, the Annual-Debt-Constant and the Loan-to-Value to come up with the Net-Operating-Income. these numbers will let you know how to make an offer and how to approach a lender and it is imperative you have them correctly.You know why you want to be in Real Estate Investing right?