The implications of taking money from a retirement account(if not Roth) is that the distribution will be considered income and potentially subject to a 10% penalty.In my opinion, real estate investments and securities within a retirement account are used towards your later years.So it doesn't matter whether it is in one bucket or the other.If you are subject to the 10% penalty, I would only take out a distribution if you strongly beleive your return from real estate will be several percentage points higher than what you can invest in with your IRA.For example, if your return within the IRA is about 8% and you can make 10% in real estate, I would consider doing the distribution because the extra return will pay off the penalty over a few years.Best of luck

I am still not sure which one is sufficient for me to do.

just to be realistic i think it would be tough to just pick one up on a 'break.' 

Live in one and rent the other while you collect rents.

Let us know in a year if you do and if the performance matches what is pitched.

Keep in mind that the money is only one factor; your TIME-cost is a far greater concern here.

There is no way that I would allow one of my properties to be tied up in contract by someone that cannot show me the money that they are going to close with.On the other hand, if you can find that class B with a real 10 cap, you could sell that in an instant.

i think its fishy, I got one from a Chinese  lady , & stated all that i can provide is on the airbnb platform , they never came back again , i think this confirms its fishy, very similiar language  , dont send anything  

The two big ones I would be asking:What is the actual market demand for a small, non-branded hotel in the area this building lies?

HI Maggie,Indeed, you can definitely househack in a multifamily by living one unit and renting out the other vacant units.