Equity in the 5 & 10 year cells are property value - Loan balance.

Unfortunately we are using a dedicated cell phone line and the phone numbers that called didn't show up with caller ID.

Then they realize that the client is paying them less than a cell phone bill per month.  

They live in apartments nicer and more expensive than needed, buy luxury vehicles new instead of buying reasonably priced used, waste money on eating out, cell phones, cable TV etc.

With a personal loan you can buy "baseball cards/jeans/car audio equipment/cell phones/stamps/Chuck E Cheese game tokens" Essentially you have 30K in cash that you are paying monthly for.

Find all of the owners contact information(cell phones, correct mailing addresses, emails, etc)4.

So yes, if you can afford to put down $200,000 and see NO return from it for 25 years, but THEN you get a fat check for $1,500,000 (in 2040 dollars) when you sell (it should have been for $3,000,000, except for the great crash of  2025), then yes, many people use this approach.

Or 2 family live in I can send you my cell we can text please if.

Without an Exclusive Buyer's Agent Agreement, I'd say that realtor is out like the fat kid in 5th grade dodge ball!

Numbers are numbers, last time I checked they don't smack you or call you fat so I don't understand how they come with emotions.