After that things pay themselves off and your bank account swells faster then you can spend. 

Good wholesalers are worth their weight in gold.  

If so, you could potentially reduce your monthly interest expense, allowing you to pay off your principal credit card/Prosper borrowings faster.

I weight great rental history and employment history much higher than credit.  

I believe  Chicago will grow faster than any other big city in the next five years and there are still plenty of deals to be had.good luck 

In the end I paid more for weight overage.

But i'm taking on some freelance work to get to my goals faster.

Sales and selling techniques vary across the marketing realm of everything there is out there.Let me give you this quick example: Weight Watchers.

Those loan standards are based on the risk weighted pricing your bank is trying to achieve, the current performance of your banks portfolio with the aggregator, the individual underwriter's portfolio performance, etc.

You know what I'm talking about, "take this pill, eat like ****, don't exercise, sleep 12 hours a day and you'll still lose weight".