We enclosed a couple of them and poured concrete floors in them and added electric for an additional $15 per square foot or so. 

Hello Lynn, The seller ended up giving more seller credit to pay for the rate lock extension.

Goodmorning BP family- I have added an additional single family house to my portfolio so I am now house hacking two homes.

They can do HELOCs down to 640 for primary homes and 680 for investment properties, combined loan to value (CLTV) are up to 85% for cash out for primary homes and up to 70% for investment properties (max CLTV depends on credit score).HELOC maximum line amounts up to $400,000 for primary homes and $250,000 for investment properties (maximum loan to value (LTV) varies based on credit score). 

Many companies will do notes or bonds that are unsecured debt against company as they don’t want to pin it to every asset which is not uncommon - but when they take on additional debt that is secured and/or start to incur massive losses that’s when it gets hairy.

My understanding is the 10% down loans have tightened up and are much more difficult to get.Start with banks you already do business with and local credit unions.I have used Associated Credit Union and Rocket mortgage.

In addition to learning on Bigger Pockets I would recommend the book Rich Dad Poor Dad if you haven't read already.

We also require being added as additionally insured on the policies.

I have the capacity to take on an additional $200K in debt on top of utilizing my HELOC, so long as when I am paying it down the monthly charges also go down.

Didn't know if a heloc was better as it works as a line of credit?