You will be surprised how high they are going.

I like that ARM option the best. 4) Chase - no comment other than unless you are an extremely high networth individual I would go with someone else. 

Household debt has hit a record high, rising to $17.69 trillion in the first quarter of 2024, with credit card debt alone averaging $6,360 per borrower, per CNBC.

I think Dave Ramsey(who I respect but don't worship, lol) would be highly disappointed in me for even thinking about doing this, SMH.

With extremely low rates and high rents it was possible to just buy a few properties and basically use them as an ATM to fund your life and quit your job.

I’m also weary about what’s going on in the housing market right now with high interest rates housing will go down immensely in prices.

Is it possible the price is too high or the rent is too low?

and unfortunately, with rates and prices high, it has just gotten very, very tough to cash flow on long term rentals.i browsed a few other threads you started and it sounds like you already own your primary residence and are looking to get started in investing. 

If so, solve it, like keep food in sealed containers, don’t store plastic sodas in the garage (my friend just had critters eat through her Dr Pepper case they accidentally left in her garage).

One of the biggest cons is that 55+ communities often have very high HOA’s that cover a variety of services which makes them usually less profitable than comparable properties that are not 55+.