It can be tough but that is what makes this forum so helpful you have seasoned pro's to help.If you ever have specific questions feel free to reach out I enjoy helping and talking REI.

Do you still use a regular purchase and sale agreement with the original seller with any included addendums specifically for wholesaling, and are you legally required to verbally disclose to the seller and buyer or do these disclosures just have to be in the contract itself?

Did they deny this as an "Act of God", or were landslides specifically denied in the wording of the policy?

We'd need some property details to be specific about rate and term.

Another alternative is creating some incentive to bring on an experienced investor and maybe work this stuff over the years to possibly navigate the pain.

Financially it's almost always better to leverage but less so in higher interest rate environments when there are good investment alternatives, and not everything in life is or should be done for purely financial reasons. 

Perhaps you could be more specific with what you seek. 

It really comes down to what specific documents you need from the tenant that you'll feel secured and comfortable of renting it to him/her.The typical criteria would be credit, background check, renters insurance, first + last month of rent + security deposit.

If it's still raining outside, if you can get the carpets in a garage and under industrial drying fans, you may still be able to get them dry.6) if the water soaked any drywall, you'll need to cut that drywall out and throw it out.7) rent a bunch of industrial drying fans from home depot/lowes (they are specifically designed to dry up houses that were flooded, and soaked carpet.

I have a specific criteria for screening which has nothing to do with any race, creed, color, religion or anything else.