I'm not saying there aren't cases where it's not the smart play but In my mind it's similar to people trading in a car they are upside down on making them further in the hole on the next car.

Smart kid!

Being a smart gal, I can learn Ruby, Rails, and Ruby on Rails no problem.

Would it be smart to get an attorney to review or write up the offer and if so in my state (CA) or the state of the transaction?

You get that it's not because these brokers necessarily want to be your friend and think you're a smart fellow (not saying that you aren't!)

These days I think it's pretty smart.

Again, there was a couple of very smart guys in the class who had tried to pass the test on their own and realized that simply being smart, capable, and knowledgeable of construction wasn't really the game.

Otherwise, it is smart to go ahead and start building relationships with hard money lenders to fix them up... and with banks to finance properties for your non cash buyers.

I know what Dave teaches goes against what a lot of business and real estate teach but for personal finance I like him a lot, I don't necessarily agree with him 100% on leverage when it comes to starting a business or real estate though.When you get credit card preapproval offers in the mail, they are very important so make sure you save them......then use them as toilet paper.I absolutely hate, loath and despise consumer debt other than a house payment.I don't consider Real Estate leverage or smart business leverage consumer debt although my end goal is paid for investments. 

For some keywords it will be harder and will take more time and ingenuity, but it absolutely can be done.The challenge here is that you need to be smart, creative, UNDERSTAND SEO and ally it.If you are gunning to please google with SEO, you will not make it!