HI BP,I've been thinking about what to ask from tenants in case of issues...besides a copy of their gov't ID (Drivers or passport), credit report stating full name, address and birthday, what else do you all typically ask for? 

With that said, I am considering jumping into a house hack using my VA Loan and then repeating the process every 1-2 years until I can accumulate enough properties to help supplement retiring one day.I am doing research on the climate of things right now in the market but the reality is I need a new place to live and house hacking seems like the best way to invest my money and lower my monthly overhead costs so I can save money. 

Second, is the accumulated loss offset against W2 income or offset against capital gains?   

Should we try to get in contact with the agent/company that issued the policy directly to get some clarification?

It's crucial, however, to consider managing a long-distance property, especially regarding selecting reliable tenants and handling maintenance issues.

@Samuel Metcalf- sorry ...getting  heloc on the rental duplex  will be hard / impossible to obtain ....if you can  get one - it would be a great option to use for the  remodel / landscape ....if you have  50K equity in your primary -you likely dont have  ample equity position to get a HELOC  on it as the max  comboned loan to value for helc lenders is  85%  ( maybe  90% ) ...I would try getting helocs on both to see whats possible ...if no heloc is possible - use the cash on hand for the purchase down payment / closing costs / loan fee/ prepaids and then use future accumulated savings for landscaping 

The mtg is terminated by “operation of law”….any title company searching the title finds this, it is not an issue at all.

The language issue is significant, this is why (you'll love this) I engaged a prospective seller to help me with the translation.

Which means, three years after foreclosure, the form 1099C should have been issued at that time.

If no then they need interior access to each other and having a second kitchen may be an issue. 3.