First off, this program is not an MLM program.

"Given the current economic and business environment — and to further align our interests with those of our shareholders — we are making some difficult decisions to reduce or eliminate programs that do not directly impact our ability to serve our clients, customers and communities," Bank of America spokeswoman Kelly Sapp said in an e-mail.

Explanation: The FTC did in fact initiate a program known as “Operation Clean Sweepâ€.

I do think that the government learned their lessons when they let Lehman go BK and they WILL NOT let that happen to another large financial company that has debt spread around everywhere like Lehman did (money market funds almost went under along with faith in the entire system).

When you come in and state that the rest of us who persue that avenue are all doing it wrong and we should all be doing your sub3 program, you now insult us and our business models.

If we want to have massive government spending, we should have to sell some governemnt assets.

I also hope the student loans are government loans and not private loans.

All I see is this so called find and fund and from the surface it looks like your typical MLM program just like Riche.

These economic cycles and the grand vision of the people in power will happen unless we the peops, remove the fed/private banking from government.

Just curious if there are any good stories out there...I'll start - Around early 1990's still in college and had some time to burn, was browsing books at Tower Records down in Marina Del Rey and saw something like "how to buy government land for pennies per acre."