@crystal you are paying you're paying down principal over 3 yearsYour interest to note holder should be based existing principal@Don Konipol creates many notes@Crystal Salton

There will be no food, but I will bring some sodas and a few beers.

Unless you have cash reserves (which from the structure of your deal, I assume not), you may quickly find yourself in over your head.Just some food for thought,-Christopher

I have had some issues with pets doing damage to cabinets in kitchens because food is stored there and they claw and damage them.

I would like to work with B of A but they say they can't give any info because I'm not the account holder. 

I contacted another Bigger Pockets member who has been helpful and asked about hard money lenders who might be available and am awaiting a call to discuss their service.Here are a few facts around the propertyIt was listed last July and an offer was made in fall and ultimately rejected at which point the sellers upped the selling priceThere are 2 lien holders and a large debt for water which is over 10KThe water is presently off and there are some problems in the plumbing (leaks probably due to freezing)I reasoned that even though my offer was likely lower than that previously rejected, It is a cash offer and things have probably declined since the last offer (leaking pipes) also there is room for a counter.If anyone has advise for me about short sales or any good information about doing this deal in Portland, Or.

Was the problem a lien holder or mortgagee was not notified? 

It might give you some great food for thought.   

There may be a personal conflict over cleanliness or one Tenant steals food from the others.

For the long call holder, the payoff is positive if the asset’s price exceeds the strike price by more than the premium paid for the call.