You also want to be able to switch coverage on the fly between a property being vacant, occupied or under renovation as sometimes you might experience a longer vacancy than expected during a turn or have to do a more major renovation after many years.Another thing you'll want to look for is a master policy with simple monthly reporting with no minimum earned premiums and no new down payments every time you add a property.Also, all "personal" policies and "personal umbrella" policies have what is called a "Total Pollution Exclusion."

If the property is held as an investment, then you would have to hold it for greater than 365 days before it can be considered for long-term capital gains and thus have a reduced rate from your normal earned income tax rate.This link should give you some clarity.http://www.nolo.com/legal-encyclopedia/avoid-capit...Actually, you no longer have to purchase a new primary residence for the $500K/$250K capital gains exclusion.  

The title company will not like the outstanding mortgage and will list it as an exclusion from the insurance. 

This is my space and I operate almost exclusively now in the luxury market in So Cal.

Many of my clients, are so surprised with the many different options you might have to finally solve your house problem, and they are pleased I can start and complete the solution in as little as 30 to 45 days.Best RegardsNamexxx-xxx-xxxx```````````````````````````````````````````````````````Behind the cover page I use these national newspaper articles. 

After 11 years as a landlord, I am faced with issues that I weren't on my radar when I was just starting out-- what to do when a buy-and-hold investor has an excellent rental that needs major upgrades (roof, windows, kitchen, flooring); is it smart to covert to a rental a primary residence with lots of capital gains (and lose capital gains exclusion of primary residence); do you ever sell/1031 exchange a good-renting property for tax reasons and how do you figure that out; pull money out of a rental property with lots of equity or enjoy the cash flow?  

My lawyer advised me to make an exclusive contract with the buyer if I don't have the property under contract before I give the address and show the buyer the home to avoid the buyer from purchasing the property right under me.

He also insists on making the Representation Agreement Exclusive.

On Redfin: 129 daysStatus: Exclusive RightExclusive RightThis home is listed as "exclusive right," and is available for sale.

I work exclusively with about 3 hometown banks on all my loans.