It is against their policy for you to enter into a separate agreement with the tenant to collect the difference, if you did that and they find out they would ban you from the program. 

That picture was actually taken when I was going to meet with Congressional staff to discuss a program/resource I took part in creating for veterans returning and transitioning into the academic environment.In regards to real estate, I am 35 years old, and yes I am hungry, however, I am not young and flashy.

Not sure my company's 401k program will carry me thru my retirement years.

We just came out with a small balance apartment loan program. 

And who knows what the retirement program will be like in a few years.

Her program is pricey, but you can learn from her without buying anything such as listening to her radio show, and watching her on youtube as you have. 

What kind of loan programs are you using for off shore investors?  

I'm sure other people will name other apps/programs that work perfectly fine, but I use truerent.com It's simple, allows record keeping, file uploads, and user access for property owners and tenants.

If your office is doing the ignite program start there it gives you a very good idea of where to strat.Also don't be afraid to do your first deal with another agent.

There are also several government incentivized programs for note investors that other investors do not have access to.