As stated above, we are new investor looking to gain financial freedom and generate wealth for our family.

Can I refuse ESAs since it would cause an "undue financial hardship" to me which is one of the exceptions allowed? 

I intentionally skipped the lead inspection when during the home inspection, too, so was worried.There's financial assistance available to property owners, and the city has devoted a bunch of money to supporting property owners, too.

Seek advice from a real estate agent, property inspector, financial advisor, or investment mentor to evaluate the deal and receive expert guidance.Good luck!

They raise capital for the balance sheet lend it out like other insurance companies do on prime assets  keep some liquidity for claims. 

How do I go about making this a great tool to lead to financial independence?

Her family lives there and are a great asset as boot on the ground.

Disclosure NOT tax or financial advice this a forum for Entertainment

It's advisable to create a detailed budget and consult with a financial advisor to ensure you're well-prepared for the financial responsibilities of house hacking.

DSCR loans are asset based, not personal DTI, and can in ideal conditions allow you to pull all of your money back out of the deal and then some, or a lot more.