You could find a private lender or hard money lender that will lender based on the appraised value.

I have to use the entire security deposit to cover lost rent.  

As a private lender, I have worked with several investors where they have purchased the property at low enough values that they had little to no money in the deal.  

Are you trying to raise private equity?

Consider private or hard money lenders - private for long term holds. 

She suggested maybe to check out a local private bank?

She suggested maybe to check out a local private bank?

Buying your own home will reduce your taxable income(a benefit in the now,) and will give you a more certain understanding of future housing expenses, and may even give you and your family a sense of security, but in order to be a better bet financially vs. renting, you practically need a high level of appreciation.  

I think you're better off working with Private lenders instead of Hard money. 

I am seeking out creative financing options. I have connected with a lender (not a bank or individual).I am wondering if is okay to ask the BP audience about a particular lending institution in terms of reviews, exper...