Then throw on top being a "Mecca" of Bio-Tech, HQ of countless in the medical, financial and insurance industries, and a "capital" location for engineering.

This is largely due to the substantial investments made by major corporations like Intel, Honda, Nationwide Children's Hospital, and Wexner Medical Center in the area, generating a wealth of employment opportunities.

It is home to 3 major sports franchises (Indians, Browns, and Cavs), #1 Medical Institution (Cleveland Clinic), Casino's (MGM), Amazon Fulfillment center, Malls, rapid transit, Universities, etc.

Intel is a great example, who is building the largest chip manufacturing plant in the US right here, and it will be a $20 billion dollar investment that brings a few new thousand jobs.https://www.dispatch.com/story/business/2022/01/21/intel-ohio-building-computer-chip-factories-licking-county-jersey-township/9173472002/ Another example of economic growth is the upcoming Ohio State University Wexner Medical Center Inpatient Hospital which is a 1.9million square foot hospital that will bring over 800 new beds and a thousand new jobs. https://abc6onyourside.com/news/local/new-osu-hospital-expected-to-transform-health-careHere are a few more recent investments https://www.10tv.com/article/money/business/hydrogen-power-company-hyperion-bringing-700-jobs-to-columbus/530-25907aab-5517-4661-a9f3-d2ed2d5be6b0 https://news.wosu.org/news/2022-02-08/rumpke-to-build-50-million-recycling-facility-in-columbus Check out The Complete Guide to the Columbus, Ohio Real Estate Market which goes through the Columbus, Ohio market in depth and will give you a better scope of where the highest levels of growth are taking place and where to look to invest.  

They can guide you in the next steps once they have the full picture (how large the balances are, how recent the late payments or collections are, types of accounts such as medical debt, installment debt, or credit cards only, which accounts have been disputed, etc.)Debt settlement companies usually charge a monthly fee, so the longer they take to resolve your accounts, the more they can collect in fees. 

Possibly think around the hospitals as well, where you may attract medical staff or travelling nurses.

Further advice is welcome. 3) Medical Payments Coverage/No Fault Coverage - $5K-$10K4) Loss of Use I received a quote by a local broker today and am mainly concerned about the high deductible.

(Is it medical or failure to pay a mortgage?)

MTR can be successful for the medical/nursing market, which are normally great tenants, though it may be harder to find the tenant. 

I stayed with my daughter while she attended residency at Hershey Medical center.