I am a software developer by trade and am blessed to have an excellent career with a decent salary that leaves me with some disposable income that I'm hoping to put into some smart investments to generate passive income.

My credit is excellent and overall I'm in a pretty sound financial situation to leverage mortgages.  

Thank you; that is truly excellent advice and I appreciate it -as per your first option I tried getting a HELOC loan and it was not approved as I hold a current investment property loan and the lender said that would only apply for owner occupied properties.

Southern Property Management Group is excellent. https://www.southernpmg.comI have worked with them personally, and they currently manage about 24-25 of the multifamily properties in Birmingham, AL.

Hi @Kelly Jones I have an excellent cpa I've used for several years, completely understands RE from an investors perspective. 

It’s an excellent place to start, and can answer many of your questions.

I'll have to do further research, but this is excellent news.

Excellent, pays on time, takes care of property.

This is such an excellent forum to connect with like minded people!!!!

If you have more of a budget to work with, direct mail to highly targeted lists is an excellent way to go.