I would see this as a positive and an indication that if the community is safe and clean she will be a potential long term tenant.Another tenant may ask questions like, what utilities are included, what day of the month do late fees hit, how much are the late fees, do you check credit, etc.

You'd have to be a madman driving a little sports car like that in Cleveland.

A high utilization of credit cards is a major negative factor for a credit score. 

It currently shares electric with main house which i definitely would want to get its own line but I'm friends with occupants and can split utilities to start.

We generally host families or alumni friend groups for events related to sporting or the University.

Will utilize all of this information!

But reality includes the following: unforeseen rehab costs (they ALWAYS pop up), selling commissions, holding costs for loaned money, utilities, taxes, etc.

It's possible to find an unpaid utility bill or cell phone on there. 

Call the utility department, such as gas, water, to ask how much the fees cost in the previous year. 

By deal making making sense, I am referring to a one that is priced below market value and is cashflow positive, after accounting for PITI, PMI, maintenance, utilities, vacancies, capital expenditures, acquisition & disposition costs, etc. ; further, a deal that after conservative calculations can yield an above-market cash on cash ROI.