If it is a single family home, you might get more out of a 6/4, but that also depends on the size of the rooms.

After 4 years of living in it, which served our family well at the time and doing a small amount of work to get it ready to resell we were able to sell it with 2 weeks of putting it on the market for a good size profit.

I just replaced an HVAC here for a similar sized unit for 3500.

While I wouldn't say 12/4 aren't reasonable (especially for a new investor and a smaller loan size), you can probably get closer to 10/2 in this current lending environment depending on your particular situation.

Hi, @Morgan Scheer. 50 units is the size at which most operators bring on a FT person.

@Isaiah Webb, what size deals are you looking at? 

@Jonathan Farber It varies depending upon; what type of banking/financing entity your seeking funding from, size of funding, property type, mortgage type, what the banker ate for breakfast and on and on and on. 

A one-size-fits-all individual mandate is not required.Most of us here oppose rent control.

Single Family based on lot sizes.  

Each island has there own rules on it, lot size and zoning can also affect the number of ADU you are allowed here in Maui county.