They legitimately have too much going on and they don't get to stuff but they will eventually get to it, they are disorganized, they are lazy, they don't care etc.

@Brie Schmidt I intend to purchase this property in my name only, so how would getting married (as we plan to do eventually) affect my options?

But eventually I got a home equity line; our rule is that the heloc can only be used for investing.

Eventually they can approv it based on additional supporting information, but what if that still doesn't fit into their checklist? 

But with the help of the BP community, I am confident that we can eventually build financial security in real estate investment.  

You won't have that much expense every year but you will eventually need to replace major things and that will really hit your cash flow for that year, bringing down the average.

Devonte Dinkins You are smart to plan ahead for for eventualities.  

Me and my partner are almost to the point where we can begin our wholesaling business, which will eventually turn into an empire.

Or an advice for my plan forward.I'm a buy and hold investor, but eventually looking to get into flipping and new development.

There are both differences and similarities in the two markets but I don't see how the higher level of finance can force standards which will not eventually flow down into the lower levels of the whole loan.