Good lawyers tend to have a better relationship with the facts than most parties in a court dispute.

If you are still not satisfied your policy likely states disputes are settled by each of you hiring an arbitrator who then decided on a neutral arbitrator and debate until two of them agree.  

What do you do to ensure that the tenant is responsible for security deposit disputes since that is the largest reason for owner lawsuitsHow familiar are you with the newly changed laws that can affect you the owner if they are not used correctly?.

In terms of reserves, that would only be if they set a reserve on your account and this only would happen if you are giving a lot of refunds, disputes, etc.

May i ask what resolution you ended with?

My rental management experience is really limited to my rentals owned from time to time, then jumping up to the overall management oversight of a large public housing authority, 1,200+ units, 3 highrises and 1,000s of Sec 8 issues as a commissioner.Even at that, you had to deal with tenants many of whom had issues, one on one, mostly settling disputes and then the corporate structure within government.

Just want to add that Annapolis is extremely tenant friendly, rental permit fees, annual rental inspections, interest payments on deposit, tenants can sue for 3 x disputed amounts, now MD state registration for 1978 and back, not just pre-1950, source of income factors, one-year lease minimum, etc.  

Most churches are owned by a non-profit 501(c)3 corporation so title would in that case require Articles of incorporation and corporate resolution signed by all officers E powered to sell.If owned personally, it may be probate time.Sounds like you are only beginning your research and due diligence.

Unfortunately, it's not up to you unless you're paying cash.If the title company won't insure over the dispute, a lender won't lend on it. 

After the tenant was informed of the charges, she reminded the PM of the discussion & agreement they had about the early termination and, it was agreed upon that she could do a dispute to be reimbursed for her security deposit.