My guess would be no, even though currently they are grouped together and characterized together.

Hello team,We are a vacation rental management company in Miami and currently looking to expand the number of properties we manage.We would be happy to hear from your experience which actions could help us to get new customers.1.

We have an existing 5 car garage which I plan on converting into two ADU’s, and an existing 400 - 500 sq.ft conditioned space that is currently not being used for anything.

Rather than accept an offer to cash out (offer restricted by current appraised value which because of recent vacancies was low) I chose to sell on a wrap around note.

Glass claims (windshields) absolutely can affect your pricing with your current carrier and especially if you're shopping with other companies.4.

Lastly, it could be that the bank is going to portfolio your loan at below-market pricing because they want the entire banking relationship (deposits, transaction processing, consumer lending, etc) or simply want the risk (yield).Lots of local and regional banks have been retaining loans at really aggressive pricing recently as the current environment makes this favorable for them.

Do you currently own any property in the states?

I currently work with an investment fund group that purchases the properties we want and then offers us a lease with an option to purchase the property after three years. 

I'm not afraid to travel either, Maryland Delaware Pennsylvania.

All of your response does make sense with my current situation.