With the holding costs and risk involved the return is not that great.Asking : 250kARV Gut rehab , A plus rehab : 475 KARV cosmetic rehab : Not sure1.5 story , unfinished basement4 bed , 2 bath - 1700 Sq ftMy question is : When should we consider a gut vs cosmetic rehabFew things I thought about :1.

To see how stable it is.  4K a month on 1.9M is 2.5 percent return which is awful.  

@Michael Bennett If you do the math you are still making a decent cash return!

You can sell the home or you could turn it into a long-term rental and get an even better return.

@Christian NachtriebWhen a self-directed IRA invests into real estate and uses financing, returns on the debt-leveraged portion of the investment are subject to unrelated debt financed income tax or UDFI tax.

Good morning, Can anyone recommend a lender that can cash out refinance a property without W-2 income or tax returns and has no or little seasoning requirements?

Good morning, Can anyone recommend a lender that can cash out refinance a property without W-2 income or tax returns and has no or little seasoning requirements?

  (2 years of tax returns business and 2 from personal, P&L statements down to the month, invoices, and since you have 3 extra units make sure you include the potential income you will have with tenants in the property.)

That works out a 1.4 price to rent ratio which should provide better than 10% cash on cash return.  

Any ideas about how to calculate the return?