But it has appreciated about 8% or so,  and that's why i was thinking about the heloc to wipe out the remaining 6% and save the 4 years of PMI left to pay.I'll translate for Brent.

For all dwelling units intended for human occupancy for which a building permit is issued on or after January 1, 2014, for alterations, repairs, or additions exceeding one thousand dollars ($1,000), the permit issuer shall not sign off on the completion of work until the permittee demonstrates that all smoke alarms required for the dwelling unit are devices approved and listed by OSFM. 3.

Here, if materials are to be translated into a language other than one of Canada's official languages, the application would/could be require to pay for the translation.  

Landlord says translation is $500 and won't pay it and denies application.  

I also prepared a paper for the PM outlining exactly what was to occur and advising the PM that NOTHING on the Quit paper was to be altered.    

Needless to say I did not get the job and I believe because employers want to know how "hungry" you are literally, which translates to "How desperate are you for this job?" 

My first impressions is that the demand up there doesn't seem too high which translates in the lower prices and lower margins.  

I understand the differences in lifestyle, but how does that specifically translate to screening criteria?

I HATE translating Legalese in contracts!!!!!!

I am not going to replace a completely functioning fan for a small tick that does not alter the way it works.