Think about it - a new car, fluffy retirement savings, this year’s vacation to Cabo, and college education funds, to list a few.

My goal is to buy another investment property within the next 6-9 months but am having trouble figuring out what the best plan is for me due to not being able to get approved without 2 years of stable income.

The mother isn't moving and is pretty much uncollectable and worthless as a cosigner, the money in a retirement account is protected and based on you not mentioning any real savings means she lives month to month on her check. 

My brother-in-law just retired from the navy after 20 years of service last year and my nephew enlisted following his father's footsteps so we like the navy in our home :).

My real estate goal is to be able to retire in 2026 to do real estate full time.

I’m tempted to pull from my retirement accounts to buy more real estate.

I have recently early retired  - earlier than I anticipated (I'm 46), and I don't want all my money in paper assets with the stock market.  

What if (fill in the blank) To me the point is not how many doors doi own, its more how do I best ensure I have a stable income (that hopefully increases over time) while keeping my nest egg safe  

Thank you .2 more questions - 1) assuming I can’t qualify for 0 down payment, would it be a wise or unwise idea to take money from my retirement account (penalty free) for the down payment?

Once you have some passive income and/or a stable 9-5 you can start taking better risks but that comes from experience.