Conventional mortgages can't happen at that pace without a significant income (or your rental income is significantly higher than the debt repayments).

@Darrell Kirby unless you know what you are doing, letting someone buy your rental, "Subject To" (the existing mortgage) is not advised.Typically, they will want you to transfer the deed to them, but keep the mortgage in your name.

However, if the property is partially rented out, will 6 months of the full mortgage have to be saved for consideration or will 6 months of the difference between the mortgage and rental income suffice?

Hey investors, when you're looking for rental financing, what do you usually focus on?

Rental Strategies and STRs: ADUs don't need to rely on short-term rentals to be profitable.

I calculated rent estimates using both BP rental tool and Rentometer.com so the larger side will rent for average $550/month per room. 

I've done pretty well investing in multifam rentals and I've got friends that always say things like "when are you going to let me in on some of your deals?"

Purchase price: $98,000 Cash invested: $15,000 I purchased a duplex in Milwaukee as my first rental property, utilizing a conventional loan with an 8% fixed interest rate.

You CANNOT depreciate the house if it’s for personal use, ONLY if it’s a rental use. 

For example, if someone suggests Short-Term Rentals (STR) or Mid-Term Rentals (MTR), I can manage them personally since I have the time.I'm open to various strategies, including single-family homes, multi-family properties, or niche markets, as long as they fit the above criteria.What types of properties or markets have you found to offer the best cashflow and ROI?