Even with a handyman, I feel compelled to oversee or follow up on the work, which doesn't really alleviate my stress.The core of my issue seems to be a mental one, rather than purely logistical.

This is especially true given the high price I expect to pay for the property, as I think appreciation will give me the best ROI.I prefer house-hacking to out-of-state because:1) I want to own the house I live inThis is a pure emotional thing.

The extra $170 is a purely financial investment and not really insurance.  

We have done pure investment loans, and personal properties.

For me, I would invest in Garfield if I could afford it as a pure investment property, however I would look for properties where I can get some forced appreciation.

We loved how the paint turned out, too - it’s a pure white Loxon Sherwin Williams paint!

To answer your comment, I find that the majority of landlords are very disrespectful to tenants, blame everything on their tenant that goes wrong with the property and talk down to tenants.As for being 100% pure business, there is absolutely no feeling or love for tenants when it comes to rent increases or terminating their tenancy.

I still get cash flow - maybe less than if I bought for pure cash flow - but I've tripled my actual cash invested.

Many great points made here and I appreciate all of your perspectives.I feel that transparency and pure intentions really go a long way no matter which business you’re in.

We found a lot of good information on BP supporting both 15 and 30 year, and we agree that it is a purely personal preference based on goals and vision.