Also we would appreciate any advice or help.

This is very helpful and I think things are a lot clearer now in my head (still with many questions of course, but its a start). 

Am I SOL or has anyone find a loophole or different product that will allow for this type of scenario?

More on DSCR loans in case helpful: DSCR loans won't use your income to underwrite the loan.

Let me know how I can help!

Some of the main reasons I started this journey is so I can eventually take my family on trips to experience different cultures, help less fortunate people, and build generational wealth. 

There are onsite recreational facilities.The use of the accelerated depreciation strategy helps real estate investors to reduce the tax liability immediately which therefore increases their bottom line due to the offsetting of income.

You could also consider seller financing, where you work out a deal with the sellers to pay off the remaining mortgage balance while securing the deed.All these options would help you avoid the risks of not holding title to the properties while also giving you access to the equity you've built.

Let's keep this discussion going to help others improve their strategies too.Best, Drago

He provided a list of staging products, and now we’re realizing just how expensive it is to get the house ready for Airbnb.