Assistance on how to get cash out in investment properties (TX)

[Chris Marette]

Hi Everyone,

I own about a dozen properties in Texas and I am trying to get some cash out. Unfortunately, it seems like the state of Texas forbids HELOC's on investment properties and I am reluctant to do a cash out refi (or sell the properties) as my current hard money rates on these properties are between 4.5%-6%. Am I SOL or has anyone find a loophole or different product that will allow for this type of scenario?

Looking forward to any suggestions or tips.

Thanks