You do not want to expose yourself to the unnecessary (and endless) liability of hiring unlicensed workers for what you're describing as full home renovations.

I'm afraid of stirring up unnecessary trouble.

I would argue you really only need 5 components for Rehab Project Management:Estimation & Budgeting - Tool to help estimate construction costs & create a Scope of WorkGantt Scheduling - Tool to build timelines of major project tasks, milestones and deadlinesTask Management - Tool to manage day-to-day tasks and to-dosOverall Calendar - Tool that populates all of your Schedules & Tasks into one Calendar view (ideally integrates w/ Google Calendar)Budget/Expense Tracking - Tool to track your actual project costs against your initial budgetEverything else seems unnecessary in my opinion.

XXII.DEFAULT BY BUYER: In the event Buyer should fail to consummate the transaction contemplated herein for any reason, except default by Seller or the failure of Seller to satisfy any of the conditions to Buyer's obligations, as set forth herein, Seller shall be entitled to retain the earnest money deposit, such sum being agreed upon as liquidated damages for the failure of Buyer to perform the duties and obligations imposed upon it by the terms and provisions of this Agreement and because of the difficulty, inconvenience and uncertainty of ascertaining actual damages, and no other damages, rights or remedies shall in any case be collectible, enforceable or available to Seller other than as provided in this Section, and Seller agrees to accept and take said deposit as Seller's total damages and relief hereunder in such event.

If you treat her as a contractor, even less because she'll have to pay all of her own taxes.So....in the final analysis, it seems to me you are really bending over backwards, creating unnecessary infrastructure just to (MAYBE)  save a few pennies. 

Slapping the guru insult upon us unnecessary and completely bogus -- gurus sell 'education' where we're simply charging for access to tools like thousands of other legitimate companies do.

DEFAULT BY BUYER: In the event Buyer should fail to consummate the transaction contemplated herein for any reason, except default by Seller or the failure of Seller to satisfy any of the conditions to Buyer's obligations, as set forth herein, Seller shall be entitled to retain the earnest money deposit, such sum being agreed upon as liquidated damages for the failure of Buyer to perform the duties and obligations imposed upon it by the terms and provisions of this Agreement and because of the difficulty, inconvenience and uncertainty of ascertaining actual damages, and no other damages, rights or remedies shall in any case be collectible, enforceable or available to Seller other than as provided in this Section, and Seller agrees to accept and take said deposit as Seller's total damages and relief hereunder in such event.

(I think that’s unnecessary).   

Please try 550-5.1.1 double-checking the recipient's email address for typos or 550-5.1.1 unnecessary spaces.

This practice is not only unnecessary, but unacceptable business practice in most states.