Therefore, the designation of "Non Owner Occupied" doesn't make sense.

We did turn down the lady with 10 crated dogs, even though my husband saw dollar signs, LOL.I would recommend that anytime you are renting to unmarried adults that you designate the strongest tenant as the primary.

@Jose Figueroa I look at these shows from the perspective of someone looking to learn more about the design elements.

on one hand you are showing me the independent contractor agreement that specifies that the guy is not your employee but on the other hand you are using insurance product specifically designed for employers"  that question might come during any employee/employer related lawsuit about overtime or SS premiums not being paid.  

I'm still unsure what my strategy is going to be, but I do know my overall investment strategy will one day involve real-estate, so I'm here to learn as much as possible.I'm also excited to see where my marketing, branding and web design skills can be married to the business/finance skills to be applied leveraged in real estate deals.

However, these motivations need to be understood as there are so many out there that offer seller financing, get a down payment and design the deal to fail to take it back and do it again.

I just had a quick question for Ankitt Duggal; what certification/professional designation have you noticed investors looking for, especially in the realm of syndication (excluding a graduate degree in real estate)?

Broker-dealers will want to try to design out too much risk and the underwriting fees will be too high for deals your size.

We designed the house to client specs, submitted it to the HOA for approval and learned that 1) a 2 car garage was too small, it needed to be 3 car minimum and 2) 3,000SF was too small for a retirement community, needed to be 3,400 minimum.

Speaking as someone who does industrial electrical systems engineering that provides documents exactly as you have described, this would be a large amount of work.The one line diagram, panel schedule, grounding, lighting and outlet plan, fixture schedule, and panel locations would all be separate drawings taking anywhere from 20-40 hours of work a piece depending on how readily available the needed information is.We have whole teams of people who work to produce drawings like these and we charge clients $60-100/hr for just the design and engineering consulting (drawing creation).