Then there are those who assume the world is a bit more complicated than that, and spend their time digging in further to *really* try to understand the processes.Those people ultimately come to an understanding that is much greater than "what goes up must come down."

Below $1M or so things are different than when you get bigger loans too.Prepays, lock-outs, carve-outs, reserves, fully-indexed terms, underlying indices, etc. all get more important and complicated with commercial debt.

This pretty complicated stuff and I never found anyone who had actually done it on an individual basis.It all looks perfectly straightforward on paper.

Well the real answer is rather complicated.

You should have as few complicated things in your apartment as possible.

Let us know if there's any complications, glitch, pain, and etc.

Like most things in life, it seems like I'm making this more complicated than it needs to be :) I'll give it a try, and post my results.

So I've been using CAR forms in Los Angeles... they are long, complicated and annoying...

But we have been taken to court once, and we had one tenant die, so we know there is potential for complicated issues.

Hi David,I think you may be over-complicating things in your mind..Once you find some active cash buyers, and you know exactly what type of deals they are looking for.. then go and find deals that fit their criteria.