However, I would select your roommates really well or they may cause you problems with the HOA.

You well know all credit cycles end and this one has been supported by the fed since 09.A giant deleveraging event can cause all sorts of havoc to our super complex interconnected global financial system, hence the fed's panic mode right now! 

Which means some of us who made proper cash-flowing deals will be twisting in the wind if our tenants can't actually pay their rent just 'cause the company they work for is gone and no one else is hiring. 

The insurance company located another company who took photos and the company they found said they have oncerns about chipped/cracked siding (caused by asbestos).

There are many points of view but I think that covid-19 and the recession it causes may not influence the real estate market to the extent it influences other markets.

Will it just cause the growth of prices to slow down or will it actually cause a price decrease? 

I doubt the same rules and regulations apply for both statesThis is happening all over the country, including California:The Mercury News: Coronavirus: San Jose moves forward with moratorium on evictionsLos Angeles Times: To protect renters from coronavirus fallout, L.A. and S.F. are pressing for eviction bans Sacramento Bee: Sacramento to ban some evictions caused by coronavirus 

We never do any type of an inspection with the tenant present, it always causes problems for both parties. 

However, we also know problem tenants that were not paying rent and in the process of being removed get a few more months free rent and causing problems.

It took a very long time but we were finally able to sell that property for a nice profit in 2017.One important distinction is that the cause of the last recession was the real estate market bubble bursting which caused prices to tumble.