My last little venture of sales was selling KIRBY vacuum cleaners door to door and I just happened to break records my first month and was nationally recognized.

That said, some California markets are forecasted to achieve the highest appreciation rates in the nation over the next 12 months so the investment thesis is compelling.

If it wasn't for my finding the BP Nation last spring, it wouldn't be happening nearly as quickly (quickly, for me)- or at all.Hang in there - just do NOT give up!!!

Welcome to BP Nation @Cynthia Scott There are a ton of Baltimore investors here on the forum.

Any tips on negotiating with these kinds of institutions?

The property management agreement I signed "grants the pm the sole right to institute legal and collection actions on behalf and at owners expense, to perform evictions, recover possession of the premises, and to settle and release such actions."

With Chase, you can no longer make a cash deposit unless it is to your own bank account so that inconveniences my tenants that pay rent in cash via direct depositI signed up for Chase QuickPay to try out the free serviceIt seems easy enough as all I needed to do was give my tenant an email address and but I am waiting for funds from the first transactionThe tenant (who does not bank with chase) scheduled a payment for the 5th of March and I got an email notification of the payment which I then accepted.The tenant tells me that the funds have been removed from their account today on the 6thI will post another update when I see the funds in my account cuz it's not there yetPS The official chase timeframe verbiage is "The transfer of money will be completed four to five business days after you accept the payment, subject to the processing times of the financial institution from which the sender is sending the money."

Unfortunately, they didn't have flood insurance because at the time the community was not part of the national flood insurance program or something like that and the chance of flooding was considered very, very rare - not 7' worth in the basement!

I can't tell you how many times I've had to walk banks through the process.My other experience is that local banks are usually easier to work with than national banks.

On top of that, Dallas has some of the highest property taxes and homeowners insurance rates in the nation.