Dorchester is an interesting market to watch as we are seeing a decrease in rental rates in Boston due to decrease in demand. 

I am looking to decrease my interest rate from 3.59% to 1.74% offered by my mortgage company when I requested them to look into a rate decrease. 

COA fee's also tend to not get decreased. 

@Jacob MistricThere will always be unknowns; it's part hard data-science and art-form whenever it comes to estimating rehab and valuation (either increase or decrease).

CA recently had it's first ever decrease in population from year to year.

Only the crediting mechanism is different.The rising mortality costs are offset by the decreased Net Amount at Risk.

Cash inflows to the owner increase property returns and cash outflows from the owner decrease property returns. 

We are in the middle of our first big live in flip/house hack and our first rental renovation.I have been working to organize everything to limit my public exposure and decrease my taxable income.

These are driven by (1) local owners not wanting to change character of the area, or deal with noise, parties, transients, etc, and (2) lower income advocacy groups afraid it decreases residents housing stock and increases local rents.

Dilemma is that: 1) Leave the property alone as it is paid off and my cash flow is better but Cash on Cash return in low or 2) Take the money out and my cash flow will decrease but Cash on Cash return will be higher and I can invest the money in some other deal.