I stopped working at the Ramsey Endorsed firm because I wanted to be my own boss and I was tired of making commission for someone else.

@Ryan Cleary I am currently working on one that was just accepted.They live in Florida but have rentals around Nashville they are tired of traveling back and forth and are actually evicting a non paying tenant.I had my agent give me an ARV,she came up with $290,000.The home has foundation problems and has been a rental since 07,so no updates.I walked the property with them and their contractor did my rehab budget and offered $160,000.They were having the contractor give them quotes to update the house to get top price.They told me they would take $190,000 I said my offer is $160,000 as is and I will rent it for 6 months with a 3 month option and pay you the 160 at the closing.They are use to the rental income so win win.Im only paying for the rehab and rent which is less than a HML interest.I will still get builders risk and vacant building ins with me and them as beneficiaries.My rehab budget is 80k.Best of Luck

I'm tired of John bringing three buddies over to drink Mountain Dew and play Fortnite all day long! 

I can tell you that if you are tired of spending money on other programs that don't deliver, look at Clever Investor.

They all do hard money lending, but sell (or sold depending on if Civic makes a come back or not) their loans off in bundles so to me, they would be considered institutional.An example of a private lender is your Uncle Billy who has some cash laying around or the local concrete contractor that's made a killing and is tired of getting 2% on his savings. 

Pros: Seller is older, tired of dealing with tenants, owns the house outright, doesn’t “need” money, and told me he wants to sell.

Sad little man -- old; tired; resentful. 

Add an alpine-style equipment lift to haul up gear/luggage and rent out fat-tire bikes.

I mean that will separate the serious from the tire kickers.   

I have no clue what I’m doing and I’m tired of wasting time pretending I’m making progress when I know deep down I’m not.