And some will go to as low as 2 times - usually when all utilities are included in the rent, so that the tenant does not have to pay those utility bills separately.I use 3 times, and will go to 2.5 times under certain circumstances, such as: low or no monthly debt payments, or previously the tenant had paid that much rent with former landlord and has not had an income reduction.

At the Great Recession (GR), there were many markets that suffered increased vacancy and reduction in rents.

Yes, from a solo 401k contribution perspective, generally it is more advantageous to have the self employed business that sponsors the solo 401k plan structured as an S-corp. since the solo 401k contribution calculation is not affected by the 1/2 of self-employment income tax reduction. 

Offering a small reduction or credit in rent for posting rent payments prior to it's due date of the 1st of every month helps reinforce your tenant the practice of paying rent on time.

Consult you own CPA or tax adviser for specific tax reduction guidance for your unique circumstances .

To compare different rates and costs, add all the loan costs in as your loan amount, run that rate, do so for each option, look to the principal reduction over the term you intend to hold it or, if it's a rental, years 12 through 15 as the tax benefits wear thin in that time frame, where is your equity the best? 

It can be brief but should mention anything that took longer than expected, any delays or a reduction in crew size. 2) If the contractors you're using don't have a license then I doubt they will supply a schedule to you on paper so this makes it difficult to really project out dates and hold them to it.

And something regular inspectors never do, he assigned anexaggerated rent-reduction dollar value for each violation from the start of each tenancy, with the goal of devaluing the building by hundreds of thousands of dollars for any prospective buyers.

The prior owner had two reductions - a senior citizen reduction and a homestead reduction.  

Heck ya.I still utilize 30 year fixed loans for my clients but I also add in the use of this strategy integrated into a portion of the debt structure (60% first loan, 30% HELOC 2nd line,  10% down payment as an example).When the 30% LTV (loan to value) 2nd above starts to pay down lower you use the line to payoff a big chunk of the 60% LTV first loan or we can obtain a new HELOC to payoff the first loan and rinse and repeat the strategy again against that first loan to amortize it quicker.This allows a borrower a balance of risk reduction of not exposing their entire loan structure to variable rates but at the same time it allows someone to use the strategy in a limited fashion.Sure, if someone has a lot of free cashflow then we can be more aggressive such as a massive line of credit for the entire property and really chip away at that balance over time.This strategy works fantastic when a borrower is an investor and has multiple flows of income coming into their account along with their normal day job pay checks because its constantly paying off the prorated interest (daily simple interest) and hitting the principal all month long so that interest accumulation never has a chance to gain ground.