On August 8 they charged my credit card in the amount of $168.85 for a "partial shipment" of the second (accessories) order, even after providing instructions (by telephone and in writing) that the orders were cancelled.

The mail merge is really the easiest part, just got to word, mailings, open the wizard and follow instructions. or YouTube it lol.

BTW, you should read up on the instructions for issuing 1099 firms in the IRS website.

If you have a loss from a passive activity in box 2 and you do not meet ALL of the above conditions, follow the instructions for (and fill out) Form 8582 to figure how much of the loss you can report on Schedule E. 

One of my REI instructors is from Texas.

Very rarely, when dealing with an individual vs. a company selling a house, the individual will get offended and instruct the agent to not accept any more offers from you.

She and her husband Mark, a Marine veteran and firearms instructor, earned a combined income of about $100,000.But when they sought to buy a home, the most affordable they found was a small $550,000 tract house in Yorba Linda, the price reduced because it had been the scene of a double homicide.

I use a letter of intent to lease or purchase to discuss the transaction  and to act as a start for escrow instructions.

Often, multiple investors are sending out the exact same mailings they got from their instructors, and potential sellers will sometimes have whole stacks of postcards on their desks by the time they call you (if they do).

Ali Boone is probably the expert on this as she is a flight instructor there in the LA basin..