I'd rather do conventional with 25% down (have a pre-approval in hand).

Also, Is it only for FHA loans or conventional financing as well?

I get better prices due to lack of demand and banks' desire to get inventory off their books for year end.

She mentioned that there is a lack of SFH inventory right now because the banks are holding back on foreclosures.

Little inventory in the pipeline spells a few more good years vis a vis increases.

When they pick up our signs, they'll hold them for us, and when they install new signs, they'll just take them out of their own inventory...so we don't ever have to touch our own signs.

I think we should consider that there is still a lot of inventory to come.

(Not sure how your first two paragraphs explain this, so maybe I am misunderstanding.)I believe if you go conventional residential investor refinance, you'll need at least 6 mo of rental history before you can do this.

Dobbs said, they have more important things to do than accelerate a loan, with a huge public inventory and an even larger shadow inventory of homes.As a few of you said though, one should no rely on their ignorance as legal grounds to not protect oneself or the seller in case they choose to accelerate the loan.

To avoid PMI or a second loan and use conventional financing, I'm wandering if gift of equity permitted in this situation.