As we are finding that we cant leverage our fees, (which we would absorb into equity) as a down payment, we are looking at bringing in another partner who would supply the cash for the down payment.

I did see an increase in small MF supply when COVID hit and that has not changed too much.

You can then have them cover some of their own expenses (school supplies, clothing, etc.) from their salary, using money that was taxed at a lower rate.This is all just off the top of my head, of course. 

Here are some general tiers to liability protection, to get started with before you start an LLC. 1 - policies and procedures - an absolute must, make sure you know landlord tenant law in you state and strictly abide by all rules and regulations.

Supply chains are very clogged up and labor is scare.

There is no reason to be a landlord with all this regulation.  

There are definitely some other hot markets right now but demand is high and supply is low, so investors often have to be ready to make a quick decision in the hot markets.  

Revenue $90,000 ($75,000 from nightly fees, $15,000 from cleaning fees)Operating cost: $40,000 (Including insurance, tax, utilities, supplies).

So my brother told me about some new regulations that Raytown is implementing following the Kansas City ones or something.

Mortgage lenders have filled that gap because for whatever reason the law doesn’t put as much regulation on them.So go with a mortgage lender.